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The REFCap team are regarded as some of the leading mortgage brokers in the industry.  With extensive product knowledge and excellent lender relationships we can meet your mortgage needs where other brokers have failed.

We advise on residential mortgages, buy to let and investment mortgages for clients both in the UK and overseas.  We specialise in loans above £1m and have expert knowledge in financing short lease property.

If you are buying a property, we work closely with the selling agent to ensure expectations are met and finance is provided within the timescales of the sale.

We can make recommendations to some of the leading tax advisors who will advise you on how to best structure your property purchase to be tax efficient in the area of rental income and capital gains.  We can introduce you to some of the industry’s leading property lawyers to handle the legalities of purchasing or refinancing your property.  We also work with reputable search, estate and relocation agents who can help you to find your new home or property investment.

We’re confident that you will be completely satisfied with your experience at REFCap, both with the service we provide and the additional benefits of working with us.


Proudly independent and privately owned, Vinco Wealth Management specialises in offering an individually tailored service for high net retail and institutional clients.

Our highly skilled team recognises your changing needs. To undertake due diligence on products and services, we have access to the best research & technology to ensure all advice meets industry standards.

Vinco Wealth Management’s location in central London enables regular face to face client meetings.

Your needs are paramount – this promise forms the foundation of our business. As a result, we create robust and diversified portfolios tailored to individual requirements.